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Untitled Document

Business Banking

Checking Accounts

Small Business Checking

$250.00 minimum opening deposit required
No monthly maintenance fee when $500.00 minimum daily balance is maintained, otherwise $12.00 monthly maintenance fee
Free Online Banking and Bill Pay for small business
Free business check card
No charge for deposited cash and coins
150 transactions per month, $0.14 per transaction over 150
Overdraft interest charge of 13% will be applied to the negative daily balance.

Commercial Checking

$0.14 per item fee for checks/debits paid
$0.14 per item fee for items deposited up to 999 items after which charge is $0.10
$10.00 monthly maintenance fee
No charge for deposited cash and coins
Overdraft interest charge of 13% will be applied to the negative daily balance.

Non-Profit Interest Checking

$0.14 per item fee for checks/debits paid
$0.14 per item fee for items deposited
$10.00 monthly maintenance fee
No charge for deposited cash and coins
$500.00 minimum balance maintained in the account each day to obtain the disclosed annual percentage yield
Overdraft interest charge of 13% will be applied to the negative daily balance.

IOLTA Accounts

$10.00 monthly maintenance fee
To avoid monthly maintenance fee a daily ledger balance of $2,000.00 must be maintained or a monthly average balance of $5,000.00 must be maintained
First 150 checks/debits paid is free, then $0.14 per item fee for each checks/debits paid after 150
No charge for deposited cash and coins
Other activity charges apply as listed on Activity Charges document
Overdraft interest charge of 13% will be applied to the negative daily balance.

Southern Independent Bank. Member FDIC. Equal Housing Lender.